For the base model
XC40 2018 , whose price is
₹ 50.72 Lakh, you will need to do a down payment of
₹ 11,42,178. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 80,903 for a 5 years loan.